Most consumers know that your credit score affects the credit card rates that you are eligible for. What you may not know is that if your credit score is lowered, then the interest rates on existing credit card debt could increase significantly. How? Universal Default.
It’s not a phrase that most are familiar with, and it’s […]
Getting cash back while using your credit card makes all the difference in the world, especially as high as prices are today. Cash back providers can provide cardholders with cash rewards/rebates and more while employing the credit card. Cardholders make purchases using the credit card, and in exchange, the card providers will add points per […]
Traditionally there have been two groups of people who have always found it very difficult to get access to credit cards. These two groups are listed below:
· People with no, or very little income
· People with negative credit histories
These two groups would have found it next to impossible to get approved for credit cards in the […]
Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply information to credit bureaus : Some travel, entertainment, gasoline card companies, local retailers, and credit unions are among those creditors that don’t.
If you’ve been […]
Building good credit your credit can determine what you can buy, what type of car you drive, your insurance rate and even where you can live and work. Therefore, it is important to build and maintain the best possible credit history.
Follow These Five Simple Tips To Building Good Credit!
1) Know the 20 percent rule!
Borrow no […]
We all know that credit is important, but what should we do if we are in need of credit repair? I know if were to find that my credit was in trouble, I would want to solve the problem myself rather than pay someone to do it. Credit repair is a serious thing since your […]
LIVING IN CREDIT CARD UTOPIA
Let’s just take a brief moment to recap:
If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 4 very important things:
You now know how to take advantage of zero to low interest credit card offers.
You now know that […]
The innovative spending idea for the Gen-next is a Student Credit Card. Popularly knows as cards or the Plastic money these open a gateway to financial freedom to the contemporary youth. On one hand student credit card also provide an opportunity to an adolescent to start building up his credit profile but on the other […]
What is trade credit?
One of the big differences between consumer and commercial transactions is that most, if not all, consumer transactions are paid in cash or by credit card at the time of sale. Because of this, most consumer businesses never have to worry about extending credit to a customer and can run their operations […]
As one of the many AAdvantage cards by Citibank, the Citi Platinum Select®/AAdvantage World MasterCard caters to individuals with a good credit score and who frequently travel on American Airlines.
The Citi AAdvantage World MasterCard awards cardholders with one AAdvantage mile for every dollar spent on the card. Accumulated miles can then be redeemed for hotel […]