Debt reduction, a lofty goal, is also extremely difficult to carry out. As long as swiping your card feels easier than paying cash, you’ll find yourself stuck in a downward spiral of credit card debt. Continued use combined with high interest charges means your credit card debt will just keep growing over time. A good […]
Most people struggle with debt at some point in their lives. Perhaps a sudden change in your family or work situation has left you struggling to meet the minimum monthly payments on your credit accounts. Or maybe you’ve been struggling with debt for a while now; your creditors are threatening legal action, and you’re considering […]
One of the most important things that you can do to help yourself when you are in a financial crisis is to keep a positive attitude.
Whether you are in debts because of your poor money management skills, family member health problems or unexpected job lose. You need to keep your head high and face everybody. […]
One of the frequently expressed accusations by critics of the bad credit payday advance industry pitches at the APR normally charged on a short term payday bridging loan which can equate to a staggering 2-300%. (Interested in reading more about getting a payday advance? Go the payday advance online go here.)
The annual percentage rate aka […]
When you cannot seem to get your finances under control, it may start to feel like debt will take over your life. Mounting bills from numerous credit cards, car loans, house payments all add up and sometimes you just do not have the money to even make your minimum payment. If you find yourself in […]
What do you say to this?
In my last, nay, first Article – Do you know that you can do it? – I tried to inform people about a wonderful Internet Marketing Concept I learnt and how they could not only participate in the free of charge course but also make use of it to better […]
Is your credit card debt getting you down? Chances are its true. In America today, the average family owes over $6,000 to their credit card provider, which attracts an average of $1,500 in interest alone each year. Over one in five people are paying additional fees on top of that for late or missed payments. […]
FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.C. § 1692g(a)
This will be a pretty long lesson and will cover an integral part of validation which is the receipt of the initial or first contact with the debtor by a collector which usually gets thrown in the trash can if the debtor […]
It’s a question that has stumped wise men (with overdrawn credit limits) for generations. Do I file for bankruptcy, or do I get debt consolidation loan and spend ten years paying off my debt?
The simple answer is, if you can do the latter, do it.
Sure, bankruptcy means you don’t owe anything to anyone (well, sometimes […]
Credit cards have facilitated so many advantages to people that it sometimes take so much imagination to think what would happen if there were no credit cards. It surely is one of the top ranked inventions of the modern times. Its total worth can be understood by the people who use them.
However, it is not […]